If you are a customer of ITS and have an account to access our web application click here. Click Here to Access To request information about our services and products click here. Click Here to Request   ITS is divided in two business areas: Financial Transaction Processing Card Personalization Solutions Financial Transaction Processing The system primary purpose system is to perform transaction processing and routing decisions. Functions include sending on-us transactions to a primary authorizer, switching foreign transactions to EFT networks, performing PIN validation, standing in when the primary authorizer is unavailable and performing processing decisions according to predetermined financial institution settings. General Functions Hosted ATM and POS terminal driving. Real-time or batch interface to core financial system for authorization. Stand-in authorization when the core financial system is unavailable. Card file management. Gateway to regional, national and international EFT networks including Visa, MasterCard, NYCE, ATH and STAR. Interfaces to application software such as credit card, telephone or Internet banking systems. Supports industry-standard data security methods including DES, 3DES, MACing and verification functions such as CVV, CVC and AVS. Interfaces to a host security module (HSM) used for secure key storage for cryptographic functions. Currency conversion functions. Business Benefits Provides control over your own ATM/POS network. Eliminate third party transaction fees to process at-us, on-us transactions. Generate increased fee income from acquired transactions at your ATMs/POSs. Implement new products and services in a timely fashion. Accumulate information to determine usage trends, view transaction types and activity levels, plan for future ATM deployments, determine cash replenishment schedules and average amounts withdrawn at ATMs. Personalize your service through system functions including; VIP limits, personal express cash, marketing messages on ATM receipt and customer notes section. Superior price/performance and return on investment. High Availability The processing solution support a variety of system configurations specifically tailored to guard against system disruptions caused by a hardware malfunction. Multi-Institution Support The processing solution is configured to support multiple financial and non-financial institutions with proprietary ATMs and card issues. Transaction & Event Logging All transactions processed through the system are stored in a transaction log. Transaction Validation & Switching The main function of the processing solution is to interrogate incoming transaction messages and perform validity checks and routing decisions. Functions include: Acquiring and authorization of at-us, onus transactions. Processing issuer transactions from regional, national or international networks. Unattended continuous transaction processing, with stand-in authorization when the primary authorizer is off-line. Stand-in authorization using a negative, velocity or positive card file. All transactions authorized in stand-in mode are stored and then forwarded to the host authorizer when it becomes available. Reporting System A browser-based management reporting system provides information for transaction activity for specified time periods, transaction types and their volumes, peak usage periods, average amount withdrawn and transaction fee data. Card File Management The Card Management system provides powerful control over your cardholder’s ability to conduct transactions and also provides the ability to limit the risk of overdrawn accounts during periods of stand-in processing. DES and 3DES Message Authentication Code (MAC) Card and Address Verification Hardware Security Real-time Authorization File Authorization (Hot Card) Stand-In Authorization Positive Card File Authorization Positive Balance File (PBF) Negative File Authorization (Hot Card) CAF or Velocity File Authorization Store and Forward (SAF) DIEBOLD/NCR Emulation An interface for driving Diebold, NCR and other ATM brands in their native mode is available. The system also supports a connection to a switch network and provides ATM and debit card management.     Contact Information:   Postal address: P.O. Box 367129 San Juan, P.R. 00936 Telephone: 787-764-5858 Fax: 787-764-5860     Send mail to webmaster@itssystems.com for comments. For Career Opportunities click here. Copyright ©2011 Infocard Technology Systems Inc.